樓市回暖未回穩？銀行睇淡估價跌，10大屋苑7個估價下跌，一屋苑遭3度調低！｜撻訂潮持續，雋薈、柏傲莊再爆連環撻訂！重災區點止納米樓？｜
Hello everyone, welcome to Wally Magazine Today is June 10, 2025 Today I will talk to you about the real estate market again and bank valuations Some people say the property market is picking up Developers seek volume with price Willing to cut prices Especially the large market has volume The price cuts of small and medium-sized stocks are very large But on the other hand, the banking sector is weak in the outlook That is to say, whether it has not warmed up Still warming up but not stabilizing Still a bank Frequent price cuts Seven out of the top ten housing estates saw a drop in valuation Some housing estates have been downgraded three times. On the other side The wave of buyers canceling orders continues Some housing estates continue to cancel orders The latest number of cancellations of orders for Mong Kok’s JW Marriott has reached 17 households Chain Tat Three more units added to the Pak Hong Estate in Tai Wai There are 9 customers who cancelled their orders Go to the video and have a look at the valuation and cancellation of these housing estates Discuss with Before starting I hope everyone can subscribe to my channel for free Subscribe to my channel Comment like and share with your friends if you can Join my Patreon for free as a back-up If you have spare time You can buy me coffee every month on Patreon In addition, I have a member of the highest level There is additional content Sensitive issues And some paid content for everyone Thank you all First, let me tell you about bank valuations. Quoting from Economic Daily News They looked at the valuation trends of the top ten housing estates According to reports Seven of the ten major housing estates have units valued Monthly decline Not the whole Overall decline Annual or quarterly is normal But monthly Now it seems that we are often talking about warming up Is it really warm? But the bank doesn’t seem to be very warm To lower the valuation The decline was 0.9% Up to 3.7% 3.7 a month is a lot This downregulation The Ho Yi Peninsula in Ap Lei Chau The worst decline A 687 square foot three-bedroom unit HSBC’s latest valuation is 8.28 million Compared with 8.6 million in May last month Wow A sharp drop to 3.7% Just one month It’s mid-June now Not yet Early June There is also Kingswood Villas in Tin Shui Wai and Metro City in Tseung Kwan O Valuations fell by 3% and 1.7% respectively New Metropolitan City Added It has been falling for three consecutive months These housing estates Especially if you live by yourself, you are not afraid Buy for own use Can you bargain with the owner? You hold a bank valuation Of course you bought a cheaper house Now it’s a Buyer’s Market But the owner This situation worries the owners So every time We look at things from both sides. Some are happy, some are sad This must be the case. Why the valuation fell Analysis If it is because of the bank’s online valuation There is a lag effect with the actual market conditions Coupled with the escalation of the Sino-US trade war Market sentiment is under pressure Buyers are mostly looking for bargains Find loss-making positions to enter the market As a result, the valuation did not recover immediately. The economy is said to be recovering not necessarily Why In fact, I think The valuation is still rising. Why Because you see some cases of breaking the bottom price In fact, the bank did not update it immediately Because you need to have a deal that breaks the reserve price For example, there are several housing estates Especially Grand Yoho in Tuen Mun, Tianjin All broke the reserve price I was standing there before. Because everyone bought at high prices and refused to sell I don’t want to lose so much When people start to withdraw goods It updates the price Banks see these updated prices There is a deal Valuations will fall So some housing estates have no transactions. You’ll see that the valuations don’t move much. Even the valuation is still high But you think you can buy at a high price Or buy You can get into trouble at any time It’s too expensive, etc. but The report also mentioned Hong Kong dollar’s interbank rate is low And the sales of new projects are ideal It also led to an increase in trading volume Overall residential transaction volume in May Increased by 50% The first hand volume rose by 70% Sell more at one time But focus on the market Small and medium-sized Maybe that’s not what this film is about. Especially Some are sold at 41% Now take this opportunity escape Get your money back quickly Every developer has a debt ratio So take the opportunity to ship at this time Those interest rates Some people have poor market information Some people think that the decline in interbank interest rates is a permanent decline But the interest rate is short-lived Developers or owners take the opportunity to sell Sell it quickly Lead to transaction What is happening now? Price for quantity The so-called market recovery You have to cut the price to get the quantity It’s better than cutting the price without quantity Those are scenes from hell. Not yet There is still a deal There is a market Some people have rigid needs. Someone really has to buy it. Or someone has great confidence in You Zhijixing Sell it to him I even think It doesn’t have to be so cheap. But now no Maybe the developers have confidence in the market outlook Is weaker than the bid price Current situation So the bid is not that aggressive Second-hand owners are also The market is so wonderful At different price points There are different people’s beliefs So it will change For example, maybe he doesn’t care You fall to a certain position He felt it was time. Some people believe that Now you look at it this way Bank valuations fall Banks are bearish That is, he thinks the price is falling. Or look at the data Developers are also afraid to take the lead Don’t dare to raise the price But to cut prices A tube of toothpaste for sale Also available The price of second-hand housing has been reduced by 40%. Some 30% also have There are also three consecutive price cuts This means that developers also have no confidence Instead, the buyer Some buyers are confident The current situation Buy at a bargain price Back to individual housing estates Although the overall valuation is downward But three housing estates also managed to keep their Don’t say all fell. Three is also OK Warming up The valuation has not been lowered Including Laguna City in Lam Tin Whampoa Garden in Hung Hom and The Repulse Bay in Tung Chung I want to say Laguna City and Whampoa Garden In fact, it fell last year. Last year, the price had dropped a lot. Some of them are no longer worth 10,000 yuan. Already have a price per foot For example, Laguna City More than nine thousand It dropped to about 8,000. Eight thousand nine thousand There is a certain demand for Tung Chung Shadow Bay Because the rent Airline pilot stewardess And so on Good rent But in the future you will know There are many places Just auctioned to Nan Fung Sold a lot of land In fact, the supply will increase significantly later. Why these housing estates can stand firm Maybe it has something to do with their geographical location. Related to market positioning But I just said Maybe it fell last year. Now, it’s these few months. This month’s monthly decline Laguna City and Whampoa Garden All are popular housing estates He is right. But I think what I said is more accurate. Convenient transportation and mature supporting facilities Attracting owner-occupier buyers But it’s old You also know Laguna City Whampoa Garden Tung Chung Retreat New Development Area Infrastructure improvement in recent years The investment potential is also good I think it’s OK to say this In addition, the mortgage director of Centaline Huang Meifeng said Bank Hong Kong dollar loan-to-deposit ratio A 15-year low Loan-to-Deposit Ratio That is to say, the money deposit in the bank But few are loaned out It’s actually a sign of a bad economy. Frankly speaking Because a lot of consumption Many investments are made with borrowed money. Now everyone may The market is not so good Now I ask you to open a restaurant You should also think about Of course there are shops open. But you have to think carefully. Be careful Banks have ample funds Loan enthusiasm Introducing more cash rebates Because the proportion ranges from 0.2% to 1% In fact, I think Launch these It’s slowly getting back to normal. Because there were Always have Is the middle cut? Too exaggerated situation cut down Now it’s out Go to 0.2% Previous 1% 1.5% These factors may help Stabilise the valuations of some housing estates Estimated future valuation The rise and fall ratio will be more balanced Looking back, he thought it might not have fallen that much. He thinks these are positive factors. Speaking of lack of market confidence Market Condition of Nano Building It is also more severe Speaking of the situation of tampering In fact, it is not just nano buildings The Junhui Project in Mongkok Recently recorded a series of cancellations I signed up for a few episodes From 12 cases to 14 cases Now there are 3 more cases A total of 17 cancellations were received Among these three new cancellations The transaction amount is 16.56 million Buyers lost more than 1.65 million deposits With a 228 square feet Open plan unit example He will be in 2022 Bought for 6.116 million yuan Very miserable This nano building costs more than 6 million to buy Think about it Not for a long time It’s 2022 Not 3 or 4 years At that time, it was as high as 26,825 yuan Because the tart order position Resold for 4.55 million It’s also expensive The red price fell to 19978 yuan The decline reached 26% I think buying it now will cause trouble This price About 20,000 yuan per square foot Buy these nano buildings in Mong Kok Why is Nano Tower so miserable? First of all, the design of Junhui’s unit is very small Low market acceptance Coupled with the weak real estate market sentiment Buyers tend to buy cheap goods Some buyers failed to complete the transaction when paying on time I had to cancel the order I have seen the pre-sale properties before. A lot of things happened So this month Stopped in May Zero Application Because I haven’t tried zero application for many months. Probably many seasons There is also the listing volume of Junhui Listing price New building price cut Just said Because everyone wants to bargain for the property Especially the tail end Small plate Even Sun Hung Kai dares to split the big For example, a 228 square foot unit Asking price: 4.08 million Another 152 sq. ft. unit Asking price: 2.98 million Reflecting the weak market demand for nano buildings And its value In fact, the erosion of the nano building Not just limited to Junhui Harbour Sun A 200 sq. ft. unit The latest sale price is 2.18 million The price is 10900 yuan Take a look North Point They are all nano buildings Others 10900 yuan That is 10900 yuan North Point Hong Kong Island Relative to Mong Kok You just said you want another 19,000 yuan The lowest admissions in 14 years Another record-breaking Earlier bid was 2.8 million The price will be cut by 22% The proposal for Tuen Mun is even easier It is a 228-square-foot 2.08 million sold 228 sq. ft. It’s very small again. Bigger than a parking space The price per square foot is NT$9,123 This seems to be cheaper in North Point. Go to Tuen Mun Go to Evergrande This was formerly called Kun Nong Bay Kun Nong Bay The owner lost 2.45 million in four years The eclipse is as high as 54% Examples We have also seen nano buildings in the market Facing challenges But recently I have seen some nano buildings Short-term speculation and profit Many people bought it back Or renovation How much percentage has it increased? You didn’t pay for the renovation. Neuropathy Those media news really need to be interpreted Not just Junhui Not just a nano building Parkview Towers Oriental Daily News reported New property market Non-nano buildings are also not optimistic The Pavilia Phase 1 and Phase 2 9 cases of aborted transactions were recorded this month I have filmed several episodes before. Three orders and two orders again Shoot all the way The total amount now exceeds 110 million yuan The latest one-time three cases There may be more later Includes a 701 square foot three-bedroom unit He purchased it in 2020 for $14,909,000 At that time, it was 20,113 yuan At that time Not too expensive The price in 2020 was 20,000 yuan Now a 669 square feet unit Purchased for $12,458,000 Eighteen thousand six hundred and twenty-two yuan I want to say The Parkview Hill has not fallen as badly. Because relatively before The price is not as exaggerated as it seems Not that expensive Now the number of orders In fact, many of them are Payment on time The buyer was unable to complete the transaction Reflecting this new market In fact, it’s all uncertainty Because they developers buy all the way There were some delays along the way It’s normal to order those Because you tatted You are How to say Lose less You lose 10% Some lose 20% There is no way Developers are now considering launching currency units And he said there is room for price increase But under the current market conditions Buyers’ confidence has not fully recovered New property sales may continue to be under pressure He said that the current real estate market Do you think he’s warming up? See how you look at it In short, it is possible to obtain quantity by price. Large plates are available The small one needs to be chopped very hard Bank valuations fell The situation in the Nano Building is particularly unstable There is another order Someone else bought The market is always like this Current property market Up to this point It’s been falling all the way But it hasn’t collapsed yet. Now it seems to top Go and top it up But what is the problem? The problem is that people only buy new What is a second-hand building? Commercialization now That is, you bought a new one. You become second-hand You have to account for depreciation That’s the situation. How do you live by yourself? I have a piece of my own living. Now it has been viewed by hundreds of thousands That film has a good effect Because I said both sides Some people say retirement Go check it out if you have time You are not afraid of living alone You can watch that film again. This episode is almost done See you next episode
🔗 歡迎立即加入 Patreon：https://patreon.com/WallyMagazine🌟 與《Wally Magazine》保持聯繫！ 🌟免費follow萬一 YouTube 出現問題，也能第一時間獲取最新動向。不會錯過《Wally Magazine》帶來的深度見解與新聞解讀！
☕ 若幸有餘力：可每月請我喝杯咖啡，為我的創作注入能量。您的支持是我前進路上的最大動力，讓我能夠持續為大家提供有意義的內容！
☕🥯 VIP 會員：加入最高級別社群，不僅每月支持請我喝杯咖啡和蛋糕，還可解鎖 Patreon 專屬內容，包括：
– 不適合公開平台的獨家材料
– 敏感資訊及深度見解
– 部份來自付費媒體的重要資訊
– 與 YouTube 內容相關的弦外之音與幕後分享
💡 為什麼要加入？
加入 Patreon 不僅能確保我們保持聯繫，還讓我能持續為您創作更多優質內容，解讀世界，探索真相！
✨ 自由世界資訊，解讀新聞！ ✨
📲 Follow Wally Magazine
YouTube Channel: ▶️ https://www.youtube.com/@wallymagazine
Instagram: 📷 https://www.instagram.com/WallyMagazinehk
🏠 樓市回暖？唔好太早樂觀！根據最新數據，10大屋苑當中有7個估價下跌，當中鴨脷洲海怡半島跌幅達3.7%，將軍澳新都城更連跌三個月！
📉 與此同時，旺角雋薈連錄17宗撻訂，買家損失慘重，蝕讓單位呎價急跌至2萬元以下！北角港逸軒、屯門緹岸亦錄得低價成交，納米樓市場信心崩潰！
🏗️ 新盤方面，沙田柏傲莊錄得9宗撻訂，總值超過1.1億，發展商難以提價，市場觀望氣氛濃厚。
📊 今集《Wally Magazine》深入分析：
* 為何銀行估價持續下跌？係滯後，定係真跌？
* 納米樓點解成重災區？買家撻訂邊啲樓最嚴重？
* 一手樓仲有冇得炒？定係轉勢未到？
* 邊啲屋苑估價力保不失？係咪有承接力？
📌 給想入市的觀眾：現時是否「撈底」良機，還是危機未完？齊齊睇清數據，再作打算！